Smart Tools for Indian Businesses
Free calculators and tools built for Indian entrepreneurs, accountants, and business owners. No login required.
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Finance
26 toolsEMI Calculator
Calculate monthly EMI for home, car & business loans instantly.
SIP Calculator
Calculate SIP returns, lump sum & step-up SIP. See wealth growth with charts.
FD & RD Calculator
Calculate Fixed Deposit & Recurring Deposit maturity amount, interest earned, and compare top bank rates.
Home Loan Eligibility Calculator
Check maximum home loan amount you can get based on salary, existing EMIs, and credit score.
Business Loan Eligibility Calculator
Check maximum business loan amount based on turnover, profit, DSCR & existing EMIs.
Profit & Loss Calculator
Generate a complete P&L statement with gross profit, EBITDA, net profit, and key margins.
Break-Even Calculator
Calculate break-even point in units and revenue, contribution margin, and margin of safety.
ROI Calculator
Calculate ROI, annualised return, payback period, and compare multiple investments.
Working Capital Calculator
Calculate net working capital, current ratio, quick ratio, and cash conversion cycle for your business.
Stamp Duty Calculator
Calculate stamp duty and registration charges for property transactions in India.
NPS Calculator
Calculate NPS corpus, monthly pension and tax benefit under 80CCD.
Car Loan EMI Calculator
Calculate car loan EMI, total interest and compare loan tenures.
PPF Calculator
Calculate PPF maturity amount, yearly interest and year-wise balance.
SCSS Calculator
Calculate Senior Citizens Savings Scheme interest income and quarterly payouts.
Mutual Fund Returns Calculator
Calculate mutual fund returns using XIRR, CAGR and SIP methods.
Rent Agreement Stamp Duty Calculator
Calculate stamp duty and registration charges for rental agreements.
Gold Investment Calculator
Calculate gold investment returns and compare physical gold vs SGBs vs gold ETFs.
Depreciation Calculator
Calculate asset depreciation using WDV and SLM methods.
Net Worth Calculator
Calculate your personal net worth by adding all assets and liabilities.
Education Loan EMI Calculator
Calculate education loan EMI and Section 80E tax deduction on interest for 8 years.
Property Registration Cost Calculator
Calculate stamp duty, registration, GST and total cost of buying property.
Retirement Scheme Comparator
Compare SCSS, PMVVY, NPS, PPF, FD and Annuity plans for retirement income.
Two Wheeler Loan EMI Calculator
Calculate bike/scooter loan EMI, on-road price with insurance and registration.
Retirement Corpus Calculator
Calculate corpus needed to retire, monthly SIP required and retirement readiness score.
Credit Card Payoff Calculator
Calculate months to pay off credit card debt. Compare avalanche vs snowball methods.
Inflation Impact Calculator
Calculate inflation impact on purchasing power, real returns and salary vs inflation.
HR
5 toolsSalary & CTC Calculator
Break down CTC into in-hand salary, PF, gratuity, HRA, and take-home pay after tax.
Gratuity Calculator
Calculate gratuity for Act-covered and non-covered employees. Includes tax exemption and forfeiture rules.
PF / EPF Calculator
Calculate EPF monthly contributions, employer split, VPF, and total corpus at retirement.
Leave Encashment Calculator
Calculate leave encashment amount and tax exemption for employees.
Salary Negotiation Calculator
Compare current CTC vs new offer, get counter-offer range and negotiation talking points.
Tax
22 toolsGST Calculator
Add or remove GST for all Indian slabs — 5%, 12%, 18%, and 28%.
Income Tax Calculator
Calculate income tax for old & new regime 2024-25 and 2025-26. Compare both regimes instantly.
TDS Calculator
Calculate TDS on salary, FD interest, rent, professional fees & contractor payments for FY 2025-26.
HRA Exemption Calculator
Calculate HRA tax exemption using the three-condition minimum rule for metro and non-metro cities.
GST Dashboard
Free GST compliance dashboard - GSTIN lookup, due dates, late fee calculator, HSN finder.
Advance Tax Calculator
Calculate quarterly advance tax instalments for FY 2025-26.
Professional Tax Calculator
State-wise professional tax calculator for all Indian states.
Capital Gains Tax Calculator
Calculate STCG and LTCG tax on equity, mutual funds, property and other assets.
Home Loan Tax Benefit Calculator
Calculate Section 24, 80EE and 80C tax benefits on home loan interest and principal.
GST HSN / SAC Code Finder
Find HSN and SAC codes for goods and services with applicable GST rate.
Income Tax Refund Estimator
Estimate your ITR refund by calculating TDS deducted vs actual tax liability.
ESOP & RSU Tax Calculator
Calculate tax on ESOPs and RSUs at vesting and sale for Indian employees.
TDS Refund Calculator
Calculate TDS refund amount by comparing TDS deducted with actual tax liability.
GST ITC Utilisation Calculator
Calculate GST Input Tax Credit utilisation order and cash payment required.
Customs & Import Duty Calculator
Calculate total import duty including basic customs, IGST, SWS and total landed cost.
Freelancer Tax Calculator
Calculate tax under Section 44ADA presumptive taxation for freelancers and consultants.
GST Registration Threshold Checker
Check if your business needs mandatory GST registration based on turnover and state.
GST Annual Return Reconciliation
Reconcile GSTR-1 vs GSTR-3B vs GSTR-9 and find mismatches before annual return filing.
NRI Tax & FEMA Calculator
Check NRI status, calculate tax on India income, TDS on property sale and DTAA benefits.
E-way Bill Validity Calculator
Calculate e-way bill validity period based on distance, get expiry date and extension rules.
Old vs New Tax Regime Calculator
Compare old and new tax regime FY 2024-25. Find which saves more tax for your income.
Tax Deduction Planner 80C/80D
Plan 80C & 80D investments to maximise tax savings. Covers ELSS, PPF, LIC, NPS, health insurance and more.