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Salary Negotiation Calculator India — Compare CTC Offers

Compare current CTC vs new offer. Calculate actual take-home difference and counter-offer range.

CTC vs Take-Home: ₹15L CTC → ₹10–12L take-home after tax and PF. Mid-level switch: ask 40–70% hike. Always compare total comp — variable pay, ESOPs and insurance matter.
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Salary Negotiation & Counter-Offer Calculator

Compare your current package vs new offer — take-home, perks & counter-offer range

📌 Current Job
Total Comp:
✨ New Job Offer
Total Comp:

Beyond Salary — What to Evaluate in a Job Offer

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Total Compensation

Fixed salary is just one part. Include variable pay (target vs guaranteed), ESOPs with vesting schedule, signing bonus, joining bonus, and annual increment history.

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Benefits Package

Family health insurance, term life insurance, accident insurance, meal cards, fuel reimbursement, phone allowance, gym membership — these have real monetary value.

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Work Flexibility

WFH / hybrid vs full office changes your commute cost, time and quality of life significantly. Savings on commute can offset a lower nominal salary.

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Growth & Learning

Company size, brand, promotion cycle, skill development opportunities, and access to cutting-edge work often matter more than a small salary difference in early/mid career.

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Job Security

Startup vs MNC vs govt have very different risk profiles. Consider notice period, probation period, layoff history, and financial health of the company.

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Joining Bonus & Clawback

Joining bonuses often have clawback clauses — if you leave within 1-2 years, you must return the bonus. Factor this into your total compensation calculation.

✅ Why Use This Calculator

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CTC Comparison

Current vs new offer full breakdown.

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Take-Home

Actual in-hand after tax and PF.

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Counter-Offer

Three levels: minimum, target, stretch.

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Total Comp

Variable, ESOPs and perks included.

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Negotiation Tips

What else to consider beyond salary.

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❓ Frequently Asked Questions

CTC vs take-home India?+
Take-home = CTC minus PF (12% basic) minus professional tax minus income tax.
How much hike when switching?+
Entry 30-50%. Mid-level 40-70%. Senior 30-50%. Specialised skills 70-100%.
What else to consider in offer?+
Variable pay, ESOPs, health insurance, WFH, joining bonus clawback.