What is stamp duty on property in India?

Stamp duty is a state government tax levied on property transactions in India. It is a percentage of the property value or circle rate, whichever is higher. Stamp duty rates vary by state, typically ranging from 3% to 8%. It must be paid before or at the time of property registration.

Do women get lower stamp duty rates in India?

Yes, most Indian states offer concession on stamp duty for female buyers. For example, Delhi charges 4% for women vs 6% for men. Maharashtra charges 5% for women vs 6% for men in urban areas. Rajasthan, UP, and several other states also offer 1-2% lower rates for women to promote female property ownership.

What are registration charges on property?

Registration charges are fees paid to register the property sale deed with the Sub-Registrar office. These are usually 1% of the property value, subject to a maximum cap in many states. Registration charges are separate from stamp duty and both must be paid to complete a property purchase.

What is the stamp duty in Maharashtra 2025?

Stamp duty in Maharashtra 2025: 6% for male buyers, 5% for female buyers, 6% for joint ownership in Mumbai and urban areas. Additional 1% Metro Cess applies in Mumbai. Registration charges are 1% of property value subject to a maximum of Rs 30,000. Total cost including stamp duty and registration is 7-8% of property value.

How is stamp duty calculated?

Stamp duty is calculated on the higher of the actual sale price or the circle rate (government guidance value) of the property. Formula: Stamp Duty = (Property Value or Circle Rate, whichever is higher) × Stamp Duty Rate %. Registration charges are calculated separately on the property value. Our calculator uses the entered property value for calculation.

Stamp Duty Calculator India 2025 — All States

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Stamp Duty Calculator

Calculate stamp duty & registration charges for any Indian state

State / UT

Property Type

Ownership Type

Property Value (₹)

₹

Property Area (optional, for context)

Location (Maharashtra)

Stamp Duty Rates — All Indian States 2025

State	Male	Female	Joint	Registration	Notes

What is Stamp Duty?

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Legal Requirement

Stamp duty is a state tax on property transactions. Paying it gives your sale deed legal validity and makes you the registered owner.

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Calculated on Circle Rate

Stamp duty is calculated on the higher of the actual transaction price or the government's circle rate (guidance value) for that area.

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Women Get Concessions

Most states charge 1-2% less stamp duty for female buyers to promote women's property ownership. Some states offer further rebates.

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Pay Before Registration

Stamp duty must be paid before or on the day of property registration at the Sub-Registrar's office. Online payment is available in most states.

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