Question 1

What is stamp duty on property in India?

Accepted Answer

Stamp duty is a state government tax levied on property transactions in India. It is a percentage of the property value or circle rate, whichever is higher. Stamp duty rates vary by state, typically ranging from 3% to 8%. It must be paid before or at the time of property registration.

Question 2

Do women get lower stamp duty rates in India?

Accepted Answer

Yes, most Indian states offer concession on stamp duty for female buyers. For example, Delhi charges 4% for women vs 6% for men. Maharashtra charges 5% for women vs 6% for men in urban areas. Rajasthan, UP, and several other states also offer 1-2% lower rates for women to promote female property ownership.

Question 3

What are registration charges on property?

Accepted Answer

Registration charges are fees paid to register the property sale deed with the Sub-Registrar office. These are usually 1% of the property value, subject to a maximum cap in many states. Registration charges are separate from stamp duty and both must be paid to complete a property purchase.

Question 4

What is the stamp duty in Maharashtra 2025?

Accepted Answer

Stamp duty in Maharashtra 2025: 6% for male buyers, 5% for female buyers, 6% for joint ownership in Mumbai and urban areas. Additional 1% Metro Cess applies in Mumbai. Registration charges are 1% of property value subject to a maximum of Rs 30,000. Total cost including stamp duty and registration is 7-8% of property value.

Question 5

How is stamp duty calculated?

Accepted Answer

Stamp duty is calculated on the higher of the actual sale price or the circle rate (government guidance value) of the property. Formula: Stamp Duty = (Property Value or Circle Rate, whichever is higher) × Stamp Duty Rate %. Registration charges are calculated separately on the property value. Our calculator uses the entered property value for calculation.

Stamp Duty Calculator

Stamp Duty Rates — All Indian States 2025

What is Stamp Duty?

Legal Requirement

Calculated on Circle Rate

Women Get Concessions

Pay Before Registration